Pratt Insurance Faq's

How do I choose the correct health plan?

No single plan is the best plan for everyone; it is all about finding the plan that is going to cater the needs for your whole family and yourself. Most plans are unique since there usually are different costs and different coverage’s involved; however plans vary and may not pay for all your associated medical care, while some plans cover more then others.

With health insurance you have to pay the basic premium every month and then there are other charges you will pay. Health insurance plans can vary and may not be similar to one another.

Is there a "best way" to compare plans?

By taking a look at benefits and price side by side with other plans is a good start to seeing which coverage looks the best to you. Also having an idea of what your interested in and seeing if one plan offers something that another doesn't. Keep in mind you want to make sure that you and your family are well taken care of so when picking a plan and comparing you should always look for what coverage will provide for you.

What are the different health plans for me?

There really are two health insurance types: managed care and indemnity. With indemnity you are offered a wider variety of hospitals and doctors, as well as other health care providers than professional care plans.

With an indemnity plan the costs are paid only after the bill is received. Comprehensive health care plans usually have arranged plans with specific doctors, hospitals, and other health care providers to provide a variety of services at reduced costs.

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