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Pratt Insurance Faq's

How do I choose the correct plan?

No single plan is the best one for everyone; it is all about finding the solution that is going to cater the needs for your whole family and yourself. Most policies are unique since there usually are different costs and different coverage’s involved; however policies vary and may not pay for all your associated medical care, while some options cover more then others.

With a policy you have to pay the basic premium every month and then there are other charges you will pay. Policies can vary and may not be similar to one another.

Is there a "best way" to compare options?

By taking a look at benefits and price side by side with other products is a good start to seeing which coverage looks the best to you. Also having an idea of what your interested in and seeing if one product offers something that another doesn't. Keep in mind you want to make sure that you and your family are well taken care of so when picking a solution and comparing you should always look for what coverage will provide for you.

What are the different policies available to me?

There really are two main policy types: managed care and indemnity. With indemnity you are offered a wider variety of hospitals and doctors, as well as other providers than professional care plans.

With an indemnity plan the costs are paid only after the bill is received. Comprehensive plans usually have arranged plans with specific doctors, hospitals, and other health care providers to provide a variety of services at reduced costs.

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